How Texting Behind the Wheel Can Cost You More Than a Ticket

Distracted driving is one of the leading causes of car accidents in the U.S. Texting behind the wheel is particularly dangerous.

Distracted driving is one of the leading causes of car accidents in the United States. Among all distractions, texting behind the wheel is particularly dangerous. It only takes a few seconds of looking away from the road to cause a serious or even fatal crash. But beyond the obvious safety risks, texting while driving can cost you more than just a ticket—it can impact your finances, driving record, and even your freedom.

If you’ve been involved in a car accident caused by a distracted driver, seeking legal representation can help you recover damages and hold the responsible party accountable. Contact Schierer & Ritchie, LLC today for a free consultation.

FREE CONSULTATION

CALL (309) 839-2024

Excellent

Schierer & Ritchie, LLC

4.9

Based on 115 reviews

See all reviews

review us on

Michelle Loss

Had amazing communication. Gave me the right resources to find what I was looking for. Contacted me within a short amount of time regarding my situation.

Theo Bethel

I want to appreciate all the work Mr. Schierer and his staff has gone through with my case. I'm very thankful for even the recommendation to Mr.Schierer this was a really great opportunity I thank you guys so much!

Response from the owner:Thank you for the kind words. We very much appreciate it. Happy to have the opportunity to work with you.

IMPOLAR

Helped me and my family, number one lawyer I recommend to everyone took care of us and has a great staff

Christopher Mccaston

Best law firm in the city!! My boy schierer got me my money and my case over faster than a New York minute!! U forsure got an invite to my wedding!!🫡🦾

Response from the owner:Christopher, thank you so much. It was an honor to help you.

paldzkiefufu 1234

Mr. Schierer and his team made my experience a breeze and did an excellent job in negotiating my plea! 10/10 would recommend them!

Dr. Joseph Esposito

Response, quick and cost-effective. Would recommend them highly.

Quack Moth

Super friendly supportive staff who were very patient with all questions, Cannot say how helpful and Informative everyone was. I definitely recommend this place.

Tina Denney

Great experience explained our case in detail. Highly recomended

Matthew Hiatt

I called them in January for a claim and 8 months of them working hard I received a check highly recommended

Rajender Singh

The Dangers of Texting While Driving

Texting while driving combines three types of distraction:

• Visual distraction: Taking your eyes off the road.
• Manual distraction: Removing your hands from the wheel.
• Cognitive distraction: Taking your mind off driving.

According to the National Highway Traffic Safety Administration (NHTSA), sending or reading a text takes your eyes off the road for about five seconds. At 55 mph, that’s like driving the length of a football field with your eyes closed. This delayed reaction time increases the likelihood of rear-end collisions, lane departures, and pedestrian accidents.

Legal Consequences of Texting While Driving in Illinois

Illinois has strict distracted driving laws to combat this growing problem. Under the Illinois Vehicle Code, it is illegal to text and drive. The law prohibits drivers from:

• Composing, sending, or reading electronic messages while operating a vehicle.
• Holding a mobile phone while driving, unless using hands-free technology.

Violating Illinois’ distracted driving law can result in the following penalties:

• First offense: $75 fine.
• Second offense: $100 fine.
• Third offense: $125 fine.
• Fourth and subsequent offenses: $150 fine.

Additionally, any texting violation that leads to an accident causing injury or death could result in serious criminal charges, including reckless driving or vehicular homicide.

Financial Costs of Distracted Driving

The costs of texting while driving extend beyond traffic fines. A violation can lead to:

• Increased insurance premiums: One texting-related offense can significantly raise your car insurance rates (Insurance Information Institute).
• License suspension: Multiple violations can result in a suspended driver’s license, particularly for younger drivers.
• Civil lawsuits: If distracted driving causes an accident, you could be held financially responsible for medical expenses, vehicle damage, and legal claims.

The Human Cost: Real-Life Consequences

Beyond legal and financial penalties, the most devastating cost of texting while driving is the potential loss of life. According to the National Safety Council, distracted driving contributes to thousands of fatalities every year. Families across the country have lost loved ones because of a simple, avoidable mistake.

How to Prevent Distracted Driving

Preventing distracted driving starts with personal responsibility. Here are some tips to keep yourself and others safe:

• Use “Do Not Disturb” Mode: Most smartphones have features that block notifications while driving (Apple Support).
• Designate a Passenger to Text for You: If you need to respond urgently, let someone else handle it.
• Pull Over if Necessary: If a message or call is important, find a safe place to stop before using your phone.
• Educate Young Drivers: Teens are at the highest risk of distracted driving accidents, so set an example and talk to them about the dangers (CDC Teen Drivers).
• Download Safe Driving Apps: Apps like LifeSaver or AT&T DriveMode help discourage phone use while driving (LifeSaver App).

So, Is a Text Worth the Risk?

Texting while driving isn’t just illegal—it’s a dangerous habit that puts lives at risk. A single moment of distraction can lead to irreversible consequences for you and others on the road. The next time you feel the urge to check your phone while driving, ask yourself: is this text worth my life or someone else’s? The answer is always no.